Is it too late to sign up for Obamacare?

You may be eligible to sign up for Obamacare during the Special Enrollment Period. Keep reading to find out all the information you need to know about the special enrollment period and how you can qualify for free or affordable health insurance.

The Affordable Care Act, also called Obamacare is a law that was passed in 2010 with the purpose of making health insurance more affordable and accessible for all Americans. One of the key features of the law is the special enrollment period (SEP), which allows individuals to enroll in health insurance outside of the regular enrollment period.

What is the special enrollment period?

A special enrollment period is a specific time frame during which individuals can enroll in a health insurance plan outside of the regular open enrollment period. The regular enrollment period runs from November 1st to December 15th each year, but the SEP allows individuals to enroll at other times during the year, if they’ve had a qualifying life event.

What is a qualifying life event?

Some of the qualifying life events that can make you eligible for the Obamacare Affordable Care Act special enrollment period include:

  • losing your health insurance coverage
  • getting married or divorced
  • having a baby or adopting a child
  • moving to a new state
  • if your household income is below a certain amount

How do I enroll in a plan during the special enrollment period?

The easiest way to enroll is to reach out to an insurance professional who works specifically with ACA health insurance during the Special Enrollment Period. My Choice Health Insurance is an Obamacare health insurance agency, we’re staffed with experienced professionals who are available to help you with qualifying for health insurance assistance. You can give us a call at (972)728-0386. We’ll be happy to talk to you about SEP and walk you through the process, explain what you qualify for, and enroll you in an affordable health insurance plan. We’ll be able to tell you based on your income, what your credit (subsidy) towards your premium will be and enroll you in a plan that meets you or your family’s needs.

What does an ACA health insurance plan cover?

These plans are designed to meet the needs of all Americans covering your doctor’s visits, prescription drug, inpatient and outpatient care, mental health services, preexisting conditions and more. Great news, 4 out of 5 applicants qualify for a less than $10 a month plan. You may be eligible for financial assistance (subsidy) to help you pay for your health insurance premiums (monthly payment due) and out-of-pocket costs.

In conclusion, if you have experienced a qualifying life event, you may be eligible for the Affordable Care Act special enrollment period. Enrolling in affordable health insurance plans that provide comprehensive coverage is critical to protecting yourself and your family’s health. Don’t wait until it’s too late – take advantage of the special enrollment period today by visiting the Health Insurance Marketplace website or calling My Choice Health Insurance at (972)728-0386.