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ACA Marketplace is The Most Affordable Health Insurance Available to Individuals and Families.

Obamacare for Our Community

My Choice Health Insurance is a health insurance agency specializing in the ACA Marketplace known as Obamacare, Trumpcare, and Bidencare. We proudly help individuals and families of all backgrounds; however, we specialize in working with communities often underserved. Our Licensed and Certified agents help individuals and families who qualify to enroll in a $0 (free) or low-cost health insurance plan through Obamacare. My Choice Health Insurance has a personal and deep understanding of the barriers that individuals face in accessing quality healthcare for an affordable cost. We are committed to helping educate people at no cost (our services are 100% free).

My Choice Health Insurance is staffed by a team of experienced professionals who are available to help you with qualifying for a subsidy that can lower your health insurance cost, selecting a health insurance plan of your choice, and answering any questions related to health insurance. Our company goal is to empower individuals to take control of their health and improve their overall well-being by providing access to free or low-cost health insurance plans. In order to achieve this cheap health insurance, My Choice Health Insurance has partnered with some of the top insurance carriers, such as United Healthcare, Ambetter, BlueCross Blue Shield, Aetna, Molina, Cigna, Friday Healthcare, and Oscar health to offer a variety of health insurance plans. These plans cover a wide range of benefits including but not limited to doctor visits, emergency room, surgery, hospitalization, prescription medications, mental health, and physical therapy. These plans do not discriminate based on pre-existing conditions regardless of if you have diabetes, high blood pressure, or any other type of health condition.

My Choice Health Insurance Hispanic Family

At My Choice Health Insurance, we take pride in the belief that access to affordable healthcare is a right for all Americans. We are committed to helping people take advantage of the opportunities provided by the ACA Marketplace Obamacare. Our personalized customer service sets us apart, and we work closely with you to find the best health insurance plan that fits your needs and budget. Our mission is to provide the necessary education, resources, and support to help individuals understand their health insurance options and make informed decisions about their healthcare.

Understanding the health insurance market is confusing, but we are experts in Obamacare so you don’t have to do it alone. Regardless if you need a new plan, want to switch plans, or looking for cheap health insurance, we offer our assistance to you for no charge.

Losing Medicaid

We also assist people who are losing Medicaid or CHIP to qualify for a free or low-cost health insurance plan through the Marketplace. With recent changes in the law millions of Americans are losing Medicaid and are in jeopardy of not having healthcare coverage at all. We follow a simple process to qualify and enroll you and your family in as little as 10 minutes to ensure you do not have a gap in your insurance coverage and your health is protected.

Proudly Serving Jackson for Your All Health Insurance Needs

At My Choice Health Insurance, we’re here to help you get affordable health insurance that won’t break the bank in Jackson, Mississippi. We know it’s tough to find something that fits your budget, but we got FREE or low-cost plans through the Affordable Care Act / Obamacare that cover everything from doctor’s visits to mental health. We teamed up with the best insurance companies to make sure you get the best care possible. So if you need cheap health insurance in Jackson, call us now to see if you qualify!

If you’re looking for a city with some real history and a strong sense of community, then Jackson, Mississippi is where it’s at. But there’s more to this place than just pretty landmarks. Here, you can really feel the love of the community and immerse yourself in the rich black culture that’s woven into every corner of the city. And if you want to experience that culture in the most delicious way possible, then you have to try some of the soulful dishes that Mississippi is famous for. From finger-licking fried catfish to hearty collard greens and sweet potato pie, you’ll be in foodie heaven. But Jackson is more than just good eats. It’s also home to some of the most respected Historically Black Colleges and Universities (HBCUs) in the country, like Jackson State University and Alcorn State University. These schools have been providing top-notch education and helping black students succeed for generations.

The Benefits of Obama Care for Low Income People

THe healthcare reform law introduced during the Obama administration, known as the Affordable Care Act (ACA), or Obama Care, is a way to provide affordable health insurance to all Americans regardless of income or prexisting conditions. One of the primary goals of the ACA was to ensure that people with low income could access affordable healthcare services.

In the past, low-income individuals struggled to afford healthcare coverage, often leading to neglect of their health due to lack of funds. With the introduction of Obama Care, the healthcare system became more inclusive, and affordable health insurance became more accessible to everyone. Here are some of the benefits of Obama Care for low-income individuals.

Lower Cost Insurance Premiums

One of the most significant benefits of Obama Care is the low insurance premiums. With the ACA, people with low income can access affordable insurance plans that offer essential health benefits. The federal government/HHS provides lower-income individuals and families with subsidies to pay for insurance premiums, sometimes making the plans free. This greatly reduces the insurance cost for low-income individuals, making healthcare plans more affordable.

Medicaid Expansion

The ACA also expanded Medicaid, a government-funded health insurance program for low-income individuals. Previously, only people with disabilities, pregnant women, and families with children could access Medicaid. With the ACA, states had the option to expand Medicaid eligibility to all individuals with income below 138% of the federal poverty level. As a result, millions of low-income people gained access to Medicaid coverage, which offers comprehensive healthcare services with little to no cost-sharing.

Essential Health Benefits

ACA/Obama Care says that all health insurance plans must offer ten essential health benefits, including emergency services, outpatient care, hospitalization, prescription drugs, preventive services, and more. These essential health benefits are designed to ensure that individuals have access to the care they need, regardless of their income level.

No Lifetime Caps

Before the ACA, health insurance companies could impose lifetime caps on the amount of coverage individuals could receive. This meant that people with chronic illnesses, preexisting, or long-term health conditions could eventually exhaust their coverage and be left with massive medical bills. With Obama Care, has no lifetime caps on health insurance coverage, making sure that people can access the care they need unconcerned about their insurance running out.

Preventive Services at No Cost

Another significant benefit of Obama Care for low-income individuals is the provision of preventive services at no cost. The ACA mandates that all health insurance plans must cover preventive services, such as screenings, vaccinations, and check-ups, without any cost-sharing. This means that low-income individuals can access preventive care services without having to worry about co-payments or deductibles, making it easier to stay healthy and catch potential health issues early on.

Increased Access to Community Health Centers

Obama Care also aimed to increase access to healthcare services by expanding health centers within underserved communities. These centers provide low costhealthcare services, including primary care, dental, mental health, and more. With the ACA, the government provided funding to expand the capacity of community health centers, making it easier for low-income individuals to access essential healthcare services in their communities.

Some of Our Other Locations

Texas

Cedar Hill | Dallas | Desoto | Killeen | Lancaster

Tennessee

Jackson | Memphis

Louisiana

Baton Rouge | New Orleans

Mississippi

Greenville

Frequently Asked Questions

ACA / Obamacare Plans:

1. What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) is a federal law that was signed into law in 2010, which aims to make health insurance more affordable and accessible for individuals and families.

2. When is the open enrollment period to enroll in a health plan?

November 1st through January 15th.

3. What if I need health insurance outside the open enrollment period?

You may still qualify under the special enrollment period based on your income level or a life change. Please refer to the Special Enrollment section.

4. Is ACA the same as Obamacare?

Yes, the Affordable Care Act (ACA) and Obamacare are the same thing. They both refer to the same law.

5. Does everyone qualify for an ACA plan?

Most U.S. citizens and legal residents are eligible for coverage under the ACA. However, there are some exceptions, such as individuals who are incarcerated or in the country illegally.

6. What if I can't afford Obamacare?

If you can’t afford health insurance, you may qualify for subsidies or Medicaid under the ACA.

7. Is pediatric dental covered in Obamacare?

Pediatric dental and vision care are considered “essential health benefits” under the ACA, which means that they must be covered by all health insurance plans offered through the ACA Marketplace.

8. Do all health insurance plans cover maternity care?

Yes, maternity care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace.

9. How is vision covered under the Affordable Care Act?

Vision care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace. Some plans may have additional vision coverage options.

10. What are pre-existing conditions?

Pre-existing conditions are health conditions before an individual’s enrollment in a health insurance plan.

11. How does the ACA ensure that people with pre-existing conditions can get health insurance?

The ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions that existed

Special Enrollment Period (SEP):

1.What is special enrollment period?

A special enrollment period is a specific time frame during which individuals can enroll in a health insurance plan outside of the regular open enrollment period.

2.Can I get healthcare coverage outside of open enrollment period?

Yes, if you qualify for a special enrollment period, you can enroll in a health insurance plan outside of the open enrollment period.

3.How do I qualify for special enrollment period?

You may qualify for a special enrollment period if you income falls below 150% of the Federal Poverty Level (FPL) or if you have experienced a qualifying life event such as losing employer-sponsored coverage, getting married, having a baby, or moving to a new area.

4.When is the Special Enrollment Period? The

The Special enrollment period is from January 16th through October 31st.

5.What if I'm turned down for special enrollment period, but I think I qualify?

If you believe that you qualify for a special enrollment period but have been denied, you can appeal the decision. You may also reach out to the Marketplace Call Center for assistance in determining your eligibility for a special enrollment period.

Medicaid and CHIP:

1.What is Medicaid?

Medicaid is a joint federal and state program that provides health coverage to low-income individuals, families, and children. Eligibility and benefits vary by state.

2.What does Medicaid cover?

Medicaid coverage varies by state, but generally it covers services such as doctor visits, hospital stays, prescription drugs, and preventive care. It also covers long-term care services and supports for elderly and people with disabilities.

3.What is CHIP?

CHIP (Children’s Health Insurance Program) is a federal-state partnership that provides health coverage to children in families with income too high to qualify for Medicaid but too low to afford private coverage.

4.Who pays for Medicaid?

Medicaid is jointly funded by federal and state governments. The federal government provides a portion of the funding, and states provide the remaining funding and administer the program.

5.Can I use my Medicaid coverage in each state?

Medicaid coverage is usually valid only in the state where it was issued, but there are some exceptions for certain situations, such as travel or if you move to another state.

6.What is the Medicaid coverage gap?

The Medicaid coverage gap refers to the group of people who fall into a gap in coverage due to the fact that they don’t qualify for Medicaid and don’t make enough to qualify for subsidies to buy insurance under the Affordable Care Act (ACA).

7.Do you need to worry about open enrollment if you qualify for Medicaid?

No, if you qualify for Medicaid, you can enroll in coverage at any time throughout the year.

Free or Low-Cost HealthcareFor Individuals and Families.