My Choice Health Insurance
CONTACT US

Free or Low-Cost Healthcare
For Individuals and Families.

Get Marketplace Coverage In Dayton

Our Services are 100% FREE

See If You Qualify

(937) 741-8746
Get A Free Quote

OUR PROVIDERS

Health Insurance Agency Specialists

ACA Marketplace is The Most Affordable Health Insurance Available to Individuals and Families.
Obamacare for Our Community

My Choice Health Insurance is a health insurance agency specializing in the ACA Marketplace known as Obamacare, Trumpcare, and Bidencare. We proudly help individuals and families of all backgrounds; however, we specialize in working with communities often underserved.  Our Licensed and Certified agents help individuals and families who qualify to enroll in a $0 (free) or low-cost health insurance plan through Obamacare.  My Choice Health Insurance has a personal and deep understanding of the barriers that individuals face in accessing quality healthcare for an affordable cost.  We are committed to helping educate people at no cost (our services are 100% free).

My Choice Health Insurance is staffed by a team of experienced professionals who are available to help you with qualifying for a subsidy that can lower your health insurance cost, selecting a health insurance plan of your choice, and answering any questions related to health insurance. Our company goal is to empower individuals to take control of their health and improve their overall well-being by providing access to free or low-cost health insurance plans.  In order to achieve this cheap health insurance, My Choice Health Insurance has partnered with some of the top insurance carriers, such as United Healthcare, Ambetter, BlueCross Blue Shield, Aetna, Molina, Cigna, Friday Healthcare, and Oscar health to offer a variety of health insurance plans. These plans cover a wide range of benefits including but not limited to doctor visits, emergency room, surgery, hospitalization, prescription medications, mental health, and physical therapy.  These plans do not discriminate based on pre-existing conditions regardless of if you have diabetes, high blood pressure, or any other type of health condition. 

My Choice Health Insurance Family
My Choice Health Insurance Hispanic Family

At My Choice Health Insurance, we take pride in the belief that access to affordable healthcare is a right for all Americans. We are committed to helping people take advantage of the opportunities provided by the ACA Marketplace Obamacare. Our personalized customer service sets us apart, and we work closely with you to find the best health insurance plan that fits your needs and budget. Our mission is to provide the necessary education, resources, and support to help individuals understand their health insurance options and make informed decisions about their healthcare.

Understanding the health insurance market is confusing, but we are experts in Obamacare so you don’t have to do it alone. Regardless if you need a new plan, want to switch plans, or looking for cheap health insurance, we offer our assistance to you for no charge.

Losing Medicaid

We also assist people who are losing Medicaid or CHIP to qualify for a free or low-cost health insurance plan through the Marketplace.  With recent changes in the law millions of Americans are losing Medicaid and are in jeopardy of not having healthcare coverage at all.  We follow a simple process to qualify and enroll you and your family in as little as 10 minutes to ensure you do not have a gap in your insurance coverage and your health is protected. 

Dayton, Ohio is in the southwest part of Ohio.  The city limits population is roughly 138,000 with a total metropolitan area population of close to 815,000.  Dayton is often referred to as the Birthplace of Aviation because of its history.  The National Museum of the United States Airforce calls Dayton home.  This aviation museum is one of a kind and is the largest and oldest worldwide. 

The Wright Brothers National Museum is another famous museum located in Dayton.  It is inside of the Wright Brothers National Historic Park.  The Museum highlights the history and inventions of the Wright Brothers.  The Wright Flyer is the premier showcase in the museum which is the first airplane the brothers built and flew. 

The Dayton Art Institute is a highly frequented museum that has over 25,000 objects spanning the globe.  The museum features art from the famous artists of the past including Monet and Renoir.  The museum hosts a number of educational events for people to learn more about specific art pieces. 

For the outdoor enthusiasts Dayton has a variety of options to keep you busy. One of the more popular parks is The Five Rivers Metroparks.   It is a very large park of close to 16,000 acres where you can fish, hike, camp and enjoy time with friends and family.

Dayton has a lot to offer when it comes to the theater arts scene.  The Victoria Theatre Association is a not-for-profit organization that has multiple theater locations in Dayton.  These include the Victoria Theatre, Schuster Center as well as the PNC Arts Annex.  Depending on the time of year you can catch a Broadway show, a top-rated Opera performance and more. 

For the foodies, the city has plenty of tasty options to choose from.  Dayton also has several breweries for beer lovers.  They also host the annual Dayton Beer Week.  The Oregon District is a highly frequented area for the locals to enjoy both food and drinks.  The people of Dayton love their square cut pizza.  You can grab a square cut slice at the popular Joe’s Pizzeria which has been satisfying Dayton residents for over 60 years.  Another top Pizzeria that has the classic square cut is Marion’s Piazza.  Year after year these pizzerias compete for top square cut pizza in Dayton.  You can rest assured that they do not disappoint.

The University of Dayton is the pride and joy of the city when it comes to competing in athletics.  The University basketball team has been a regular participant in the NCAA March Madness tournament and made it to the Final Four back in 1967. The city is also home to the Dayton Dragons baseball team which is the minor league team of the Cincinnati Reds. 

Dayton has a strong community feel to it.  In recent years there have been many changes to better the city and build up the community more.  Downtown Dayton has many new businesses coming in to continue the growth.  This includes the Dayton Arcade which is an older building that was transformed to now being residential, retail, and entertainment space. 

Our Ohio Locations

Akron | Cincinnati | Cleveland | Dayton | Euclid

Frequently Asked Questions

ACA / Obamacare Plans:

1. What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) is a federal law that was signed into law in 2010, which aims to make health insurance more affordable and accessible for individuals and families.

2. When is the open enrollment period to enroll in a health plan?

November 1st through January 15th.

3. What if I need health insurance outside the open enrollment period?

You may still qualify under the special enrollment period based on your income level or a life change. Please refer to the Special Enrollment section.

4. Is ACA the same as Obamacare?

Yes, the Affordable Care Act (ACA) and Obamacare are the same thing. They both refer to the same law.

5. Does everyone qualify for an ACA plan?

Most U.S. citizens and legal residents are eligible for coverage under the ACA. However, there are some exceptions, such as individuals who are incarcerated or in the country illegally.

6. What if I can't afford Obamacare?

If you can’t afford health insurance, you may qualify for subsidies or Medicaid under the ACA.

7. Is pediatric dental covered in Obamacare?

Pediatric dental and vision care are considered “essential health benefits” under the ACA, which means that they must be covered by all health insurance plans offered through the ACA Marketplace.

8. Do all health insurance plans cover maternity care?

Yes, maternity care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace.

9. How is vision covered under the Affordable Care Act?

Vision care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace. Some plans may have additional vision coverage options.

10. What are pre-existing conditions?

Pre-existing conditions are health conditions before an individual’s enrollment in a health insurance plan.

11. How does the ACA ensure that people with pre-existing conditions can get health insurance?

The ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions that existed

Special Enrollment Period (SEP):

1.What is special enrollment period?
A special enrollment period is a specific time frame during which individuals can enroll in a health insurance plan outside of the regular open enrollment period.
2.Can I get healthcare coverage outside of open enrollment period?
Yes, if you qualify for a special enrollment period, you can enroll in a health insurance plan outside of the open enrollment period.
3.How do I qualify for special enrollment period?
You may qualify for a special enrollment period if you income falls below 150% of the Federal Poverty Level (FPL) or if you have experienced a qualifying life event such as losing employer-sponsored coverage, getting married, having a baby, or moving to a new area.
4.When is the Special Enrollment Period? The
The Special enrollment period is from January 16th through October 31st.
5.What if I'm turned down for special enrollment period, but I think I qualify?
If you believe that you qualify for a special enrollment period but have been denied, you can appeal the decision. You may also reach out to the Marketplace Call Center for assistance in determining your eligibility for a special enrollment period.

Medicaid and CHIP:

1.What is Medicaid?
Medicaid is a joint federal and state program that provides health coverage to low-income individuals, families, and children. Eligibility and benefits vary by state.
2.What does Medicaid cover?
Medicaid coverage varies by state, but generally it covers services such as doctor visits, hospital stays, prescription drugs, and preventive care. It also covers long-term care services and supports for elderly and people with disabilities.
3.What is CHIP?
CHIP (Children’s Health Insurance Program) is a federal-state partnership that provides health coverage to children in families with income too high to qualify for Medicaid but too low to afford private coverage.
4.Who pays for Medicaid?
Medicaid is jointly funded by federal and state governments. The federal government provides a portion of the funding, and states provide the remaining funding and administer the program.
5.Can I use my Medicaid coverage in each state?

Medicaid coverage is usually valid only in the state where it was issued, but there are some exceptions for certain situations, such as travel or if you move to another state.

6.What is the Medicaid coverage gap?
The Medicaid coverage gap refers to the group of people who fall into a gap in coverage due to the fact that they don’t qualify for Medicaid and don’t make enough to qualify for subsidies to buy insurance under the Affordable Care Act (ACA).
7.Do you need to worry about open enrollment if you qualify for Medicaid?
No, if you qualify for Medicaid, you can enroll in coverage at any time throughout the year.