My Choice Health Insurance
CONTACT US

Free or Low-Cost Healthcare
For Individuals and Families.

Get Marketplace Coverage In Cincinnati

Our Services are 100% FREE

See If You Qualify

513-653-2960
Get A Free Quote

OUR PROVIDERS

Health Insurance Agency Specialists

ACA Marketplace is The Most Affordable Health Insurance Available to Individuals and Families.
Obamacare for Our Community

My Choice Health Insurance is a health insurance agency specializing in the ACA Marketplace known as Obamacare, Trumpcare, and Bidencare. We proudly help individuals and families of all backgrounds; however, we specialize in working with communities often underserved.  Our Licensed and Certified agents help individuals and families who qualify to enroll in a $0 (free) or low-cost health insurance plan through Obamacare.  My Choice Health Insurance has a personal and deep understanding of the barriers that individuals face in accessing quality healthcare for an affordable cost.  We are committed to helping educate people at no cost (our services are 100% free).

My Choice Health Insurance is staffed by a team of experienced professionals who are available to help you with qualifying for a subsidy that can lower your health insurance cost, selecting a health insurance plan of your choice, and answering any questions related to health insurance. Our company goal is to empower individuals to take control of their health and improve their overall well-being by providing access to free or low-cost health insurance plans.  In order to achieve this cheap health insurance, My Choice Health Insurance has partnered with some of the top insurance carriers, such as United Healthcare, Ambetter, BlueCross Blue Shield, Aetna, Molina, Cigna, Friday Healthcare, and Oscar health to offer a variety of health insurance plans. These plans cover a wide range of benefits including but not limited to doctor visits, emergency room, surgery, hospitalization, prescription medications, mental health, and physical therapy.  These plans do not discriminate based on pre-existing conditions regardless of if you have diabetes, high blood pressure, or any other type of health condition. 

My Choice Health Insurance Family
My Choice Health Insurance Hispanic Family

At My Choice Health Insurance, we take pride in the belief that access to affordable healthcare is a right for all Americans. We are committed to helping people take advantage of the opportunities provided by the ACA Marketplace Obamacare. Our personalized customer service sets us apart, and we work closely with you to find the best health insurance plan that fits your needs and budget. Our mission is to provide the necessary education, resources, and support to help individuals understand their health insurance options and make informed decisions about their healthcare.

Understanding the health insurance market is confusing, but we are experts in Obamacare so you don’t have to do it alone. Regardless if you need a new plan, want to switch plans, or looking for cheap health insurance, we offer our assistance to you for no charge.

Losing Medicaid

We also assist people who are losing Medicaid or CHIP to qualify for a free or low-cost health insurance plan through the Marketplace.  With recent changes in the law millions of Americans are losing Medicaid and are in jeopardy of not having healthcare coverage at all.  We follow a simple process to qualify and enroll you and your family in as little as 10 minutes to ensure you do not have a gap in your insurance coverage and your health is protected. 

Cincinnati, Ohio is a popular midwestern city that dates back to 1788.  It is in southwest Ohio on the Kentucky border with a population of around 300,000 and a metropolitan population of over 2 million people. The city is popular amongst locals and tourists because of its energetic culture, abundant history, and growing business industry.  

Cincinnati has some of the most beautiful architecture in the country which includes its Italianate buildings.  The buildings and landmarks include the Cincinnati Music Hall and the John Roebling Suspension bridge that are truly unique to the city.  The suspension bridge covers the Ohio River that goes across from Cincinnati to the next state over in Covington, Kentucky.  The bridge dates to 1866 which at one time was the longest of its kind in the world.  From the right view you can catch these landmarks that truly capture the beauty of Cincinnati. 

The city is also a place that has culture and plenty of entertainment for all of us to enjoy. The Cincinnati Art Museum is a popular tourist destination that displays art from across the world. If you find time to visit the local Zoo or Botanical Garden, which is a 75-acre park, you will not be disappointed to see the 1,800 plus animals from across the world.  The zoo has bred a number of animals, most notably it was the first to breed California Sea Lions

There is plenty of cheering going on for those of you who are into sports.  The Cincinnati Reds baseball team is one of the iconic franchises dating back to their early years in major league baseball. During the 1970’s they won multiple world series championships and were known as the “Big Red Machine”.  The Cincinnati Bengals football team competes at the highest level on Sundays during the NFL season and has won multiple division and conference championships.  In 2022 The Cincinnati Bengals won the AFC championship and played in the super bowl.

Cincinnati also has a vibrant culinary food culture.  The foods range from German cuisine, modern gastropubs, and local diverse ethnic foods.  Cincinnati chili is a city staple dating back to the 1920’s.  It consists of Mediterranean-spiced meat sauce served over your choice of spaghetti or a coney dog.  A popular frequented destination is Over-the-Rhine which is a neighborhood area with bars and restaurants.  Over-the-Rhine was named by German immigrants who said crossing the Erie Canal reminded them of crossing over the Rhine River in Germany.

For those of you who have a desire to look into more about the Cincinnati food scene, go to this website for more details on lists of restaurants in the city. https://www.cincinnatimagazine.com/dining-reviews/.

Let’s not forget about the nature and outdoors within the city.  The Ohio river runs through the city with beautiful gentle hills and woodlands around it. The city is great for outdoor lovers with many outdoor areas to get some healthy exercise including the nature center as well as the Miami Whitewater Forest to enjoy with friends and family.  You can enjoy Cincinnati in all four seasons whether it’s the mild summer weather or the crisp colorful autumn. 

 

Our Ohio Locations

Akron | Cincinnati | Cleveland | Dayton | Euclid

Frequently Asked Questions

ACA / Obamacare Plans:

1. What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) is a federal law that was signed into law in 2010, which aims to make health insurance more affordable and accessible for individuals and families.

2. When is the open enrollment period to enroll in a health plan?

November 1st through January 15th.

3. What if I need health insurance outside the open enrollment period?

You may still qualify under the special enrollment period based on your income level or a life change. Please refer to the Special Enrollment section.

4. Is ACA the same as Obamacare?

Yes, the Affordable Care Act (ACA) and Obamacare are the same thing. They both refer to the same law.

5. Does everyone qualify for an ACA plan?

Most U.S. citizens and legal residents are eligible for coverage under the ACA. However, there are some exceptions, such as individuals who are incarcerated or in the country illegally.

6. What if I can't afford Obamacare?

If you can’t afford health insurance, you may qualify for subsidies or Medicaid under the ACA.

7. Is pediatric dental covered in Obamacare?

Pediatric dental and vision care are considered “essential health benefits” under the ACA, which means that they must be covered by all health insurance plans offered through the ACA Marketplace.

8. Do all health insurance plans cover maternity care?

Yes, maternity care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace.

9. How is vision covered under the Affordable Care Act?

Vision care is considered an “essential health benefit” under the ACA, which means that it must be covered by all health insurance plans offered through the ACA Marketplace. Some plans may have additional vision coverage options.

10. What are pre-existing conditions?

Pre-existing conditions are health conditions before an individual’s enrollment in a health insurance plan.

11. How does the ACA ensure that people with pre-existing conditions can get health insurance?

The ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions that existed

Special Enrollment Period (SEP):

1.What is special enrollment period?
A special enrollment period is a specific time frame during which individuals can enroll in a health insurance plan outside of the regular open enrollment period.
2.Can I get healthcare coverage outside of open enrollment period?
Yes, if you qualify for a special enrollment period, you can enroll in a health insurance plan outside of the open enrollment period.
3.How do I qualify for special enrollment period?
You may qualify for a special enrollment period if you income falls below 150% of the Federal Poverty Level (FPL) or if you have experienced a qualifying life event such as losing employer-sponsored coverage, getting married, having a baby, or moving to a new area.
4.When is the Special Enrollment Period? The
The Special enrollment period is from January 16th through October 31st.
5.What if I'm turned down for special enrollment period, but I think I qualify?
If you believe that you qualify for a special enrollment period but have been denied, you can appeal the decision. You may also reach out to the Marketplace Call Center for assistance in determining your eligibility for a special enrollment period.

Medicaid and CHIP:

1.What is Medicaid?
Medicaid is a joint federal and state program that provides health coverage to low-income individuals, families, and children. Eligibility and benefits vary by state.
2.What does Medicaid cover?
Medicaid coverage varies by state, but generally it covers services such as doctor visits, hospital stays, prescription drugs, and preventive care. It also covers long-term care services and supports for elderly and people with disabilities.
3.What is CHIP?
CHIP (Children’s Health Insurance Program) is a federal-state partnership that provides health coverage to children in families with income too high to qualify for Medicaid but too low to afford private coverage.
4.Who pays for Medicaid?
Medicaid is jointly funded by federal and state governments. The federal government provides a portion of the funding, and states provide the remaining funding and administer the program.
5.Can I use my Medicaid coverage in each state?

Medicaid coverage is usually valid only in the state where it was issued, but there are some exceptions for certain situations, such as travel or if you move to another state.

6.What is the Medicaid coverage gap?
The Medicaid coverage gap refers to the group of people who fall into a gap in coverage due to the fact that they don’t qualify for Medicaid and don’t make enough to qualify for subsidies to buy insurance under the Affordable Care Act (ACA).
7.Do you need to worry about open enrollment if you qualify for Medicaid?
No, if you qualify for Medicaid, you can enroll in coverage at any time throughout the year.